Raymond Rivera | One Stop Multiservice Inc

Raymond Rivera ABR ,SFR

(718) 554-0257

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12MAY

Locked In and Holding Out: How Low Mortgage Rates Are Freezing the Housing Market

The U.S. housing market is grappling with a persistent shortage of homes, and one major reason is the “lock-in effect.” Homeowners with ultra-low mortgage rates secured during the pandemic are reluctant to sell, even as market demand grows. This hesitance is tightening inventory, driving up prices, and reshaping the dynamics of both buying and selling real estate in 2025.

05MAY

Buy a Home, Keep the Seller’s Rate

With interest rates nearing 7%, many homebuyers in the U.S. are exploring assumable mortgages as a strategic way to save money. By taking over a seller’s existing home loan with a lower interest rate, buyers can reduce their monthly mortgage payments significantly. This article explains how assumable mortgages work and why they’re gaining popularity in today’s housing market.

28APR

Florida Condo Crisis: What Buyers and Sellers Must Know

Based on materials from the New York Post, this article explores the growing crisis in Florida’s condominium market, where stricter safety regulations and soaring insurance costs have led to a mass sell-off of older condos. Prices have dropped by up to 22% over the past two years, and buyers must navigate financing challenges due to over 1,400 properties being placed on Fannie Mae’s “blacklist.”

Atlantic Beach, Nassau County

Atlantic Beach is a city in Nassau County, New York. The city is located at 40°35’20”N and 73°43’44”W. According to the United States Census Bureau, the city’s population was 1,910. According to the last census, the median income for a household in the city was 113,346. Please visit the city page on my website and you’ll be able to see all real estate data and detailed Atlantic Beach statistics.

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Atlantic Beach, Nassau County@New York, New York@Long Beach, Nassau County
/buildings_atlantic_beach_idChIJnwsRyERvwokRtJl0suXpl9Q@/buildings_new_york_idChIJOwg_06VPwokRYv534QaPC8g@/buildings_long_beach_idChIJyYQBQ_ZvwokRY5A746Ftk9M
Atlantic Beach is a city in Nassau County, New York. The city is located at 40°35'20''N and 73°43'44''W. According to the United States Census Bureau, the city's population was 1,910. According to the last census, the median income for a household in the city was 113,346. Please visit the city page on my website and you'll be able to see all real estate data and detailed Atlantic Beach statistics. @New York is a city in New York, New York. The city is located at 40°42'46''N and 74°0'21''W. According to the United States Census Bureau, the city's population was 8,491,079. According to the last census, the median income for a household in the city was 55,752. Please visit the city page on my website and you'll be able to see all real estate data and detailed New York statistics. @Long Beach is a city in Nassau County, New York. The city is located at 40°35'18''N and 73°39'28''W. According to the United States Census Bureau, the city's population was 33,664. According to the last census, the median income for a household in the city was 86,848. Please visit the city page on my website and you'll be able to see all real estate data and detailed Long Beach statistics.

Over 20 Years of Real Estate Expertise

Raymond Rivera ABR ,SFR

One Stop Multiservice Inc.

41-39 54th St Suite 4 Woodside, NY 11377

Email: onestophousing1@aol.com

Phone: (718) 554-0257

Welcome! As your trusted real estate professional specializing in Woodside, Queens, and all five boroughs, I’m here to provide the tools and insights you need to buy or sell property. With over two decades of experience and advanced training in modern real estate strategies, I bring knowledge and resources beyond the ordinary.
Explore my website to discover valuable tools and resources to make your real estate journey seamless and successful.
Feel free to contact me anytime—I’m here to keep you informed about the latest market trends and to answer any questions you may have. I look forward to helping you achieve your real estate goals!

Raymond Rivera, REALTOR®
• General Residential Sales
• Financial Services
• Commercial Sale/Leaseback
• Business Owner/Operator

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