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15DEC
Image - The Hidden Opportunity of December 2025
The Hidden Opportunity of December 2025
While most potential homebuyers pause their search to focus on holiday festivities, savvy market watchers are identifying a unique opportunity in late 2025. With mortgage rates recently softening and competition vanishing from the marketplace, this winter offers a rare “golden window” to secure a property before the anticipated rush of Spring 2026. Discover why motivated sellers, reduced bidding wars, and favorable economic shifts make this December the perfect strategic moment to purchase your next home.
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08DEC
Image - Is the 50-Year Mortgage Worth It?
Is the 50-Year Mortgage Worth It?
As housing affordability becomes increasingly challenging for average Americans, the fifty-year mortgage has emerged as a controversial topic of discussion. This extended loan structure offers significantly lower monthly payments, potentially allowing more buyers to qualify for homeownership, but it comes with the severe drawback of massive total interest costs and incredibly slow equity buildup, making it a double-edged sword for financial health.
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01DEC
Image - Sellers: Get Real. Buyers: Get Strategic. The Fragmented Housing Market
Sellers: Get Real. Buyers: Get Strategic. The Fragmented Housing Market
The U.S. housing market is shedding its “one-size-fits-all” narrative, moving into a nuanced, bifurcated stage. Price adjustments in historically overheated regions and persistent fierce competition in others reveal that success for both buyers and sellers hinges on granular regional analysis. This shift means sellers must set realistic expectations based on local dynamics, while savvy buyers can strategically seek out opportunities where price growth has stabilized or corrected, underscoring that the current market rewards local intelligence over national trends.
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Atlantic Beach, Nassau County
Atlantic Beach is a city in Nassau County, New York. The city is located at 40°35’20”N and 73°43’44”W. According to the United States Census Bureau, the city’s population was 1,910. According to the last census, the median income for a household in the city was 113,346. Please visit the city page on my website and you’ll be able to see all real estate data and detailed Atlantic Beach statistics.
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Atlantic Beach, Nassau County
Over 20 Years of Real Estate Expertise
Raymond Rivera ABR ,SFR
One Stop Multiservice Inc.
41-39 54th St Suite 4 Woodside, NY 11377
Email: onestophousing1@aol.com
Phone: (718) 554-0257
Welcome! As your trusted real estate professional specializing in Woodside, Queens, and all five boroughs, I’m here to provide the tools and insights you need to buy or sell property. With over two decades of experience and advanced training in modern real estate strategies, I bring knowledge and resources beyond the ordinary.
Explore my website to discover valuable tools and resources to make your real estate journey seamless and successful.
Feel free to contact me anytime—I’m here to keep you informed about the latest market trends and to answer any questions you may have. I look forward to helping you achieve your real estate goals!

Raymond Rivera, REALTOR®
• General Residential Sales
• Financial Services
• Commercial Sale/Leaseback
• Business Owner/Operator
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Why Us?
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Excellent local market knowledge
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